Mortgage Rate Update

Monday, June 30th, 2008

All rate quotes are for a 60-day lock with 0 points

Conforming limits are up to a $417,000 loan limit*


30 yr conforming fixed: rate = 6.500% APR = 6.673%

15 yr conforming fixed: rate = 6.000% APR = 6.225%

7/1 yr conforming ARM: rate = 6.125% APR = 6.358%

5/1 yr conforming ARM: rate = 5.875% APR = 6.013%

30 yr FHA Fixed : rate = 6.250% APR = 6.359%

30 yr CHFA w/ 1 pt : rate = 6.125% APR = 6.355%

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Jumbo loan limits range from $417,001 to $650,000*

30 yr jumbo fixed: rate = 6.625% APR = 6.885%

15 yr jumbo fixed: rate = 6.250% APR = 6.451%

7/1 yr jumbo ARM: rate = **** APR = ****

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CHFA (Connecticut Housing Finance Authority) rates for the week of June 6 -12, 2008:

Homebuyer Mortgage Plan:
Interest rate: 5.875 % (APR range 5.975 - 6.375 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term - 30 years, fixed rate

Downpayment Assistance Program (DAP)
(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 5.875 % (APR range 5.975 - 6.375 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term - 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply


*Conforming loan limits listed above are for a single-family owner occupied residence.
Courtesy of The Harriman Team

Vacation All Year Round!

Rarely available lakefront home on Lake Beseck with private dock. Gorgeous views from enclosed porch or back deck. Relax by the beautiful stone fireplace in the living room, complete with cathedral ceilings and hardwood floors.

3 BR Cape Built For Entertaining

Wonderful three bedroom Cape with freshly painted interior. The cook of the house will love the spacious kitchen w/breakfast bar. The open floorplan is great for entertaining. Lower level den/family room. Newer roof. Large deck for backyard BBQ's!

Charming 4 BR Cape in Wallingford

This 10 year young home has space galore! The first floor offers large kitchen, living room and dining room, plus two adjoining rooms that could be a den & office or 4th bedroom, perfect for an in-law set up. Master bedroom, plus 2 additional bedrooms on 2nd floor. Convenient to town, shopping, dining and highways.

2 BR Condo Like New Again!

Nothing to do but move into this remodeled condo. Updates include new kitchen, new flooring, freshly painted interior, new fixtures, and much more. Central air, breakfast bar, sliders to deck, new white fencing to be installed in back.

Mortgage Rate Update

Sunday, June 22nd, 2008

All rate quotes are for a 60-day lock with 0 points

Conforming limits are up to a $417,000 loan limit*


30 yr conforming fixed: rate = 6.500% APR = 6.673%

15 yr conforming fixed: rate = 6.000% APR = 6.225%

7/1 yr conforming ARM: rate = 6.125% APR = 6.358%

5/1 yr conforming ARM: rate = 5.875% APR = 6.013%

30 yr FHA fixed: rate = 6.375% APR = 6.539%

30 yr CHFA w/ 1 pt. rate = 6.125% APR = 6.355%

-----------------------------------------------------------

Jumbo loan limits range from $417,001 to $650,000*

30 yr jumbo fixed: rate = 6.625% APR = 6.885%

15 yr jumbo fixed: rate = 6.250% APR = 6.451%

7/1 yr jumbo ARM: rate = **** APR = ****


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CHFA (Connecticut Housing Finance Authority) rates for the week of June 6 -12, 2008:

Homebuyer Mortgage Plan:
Interest rate: 6.125 % (APR range 6.225 - 6.625 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term - 30 years, fixed rate

Downpayment Assistance Program (DAP)
(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 6.000 % (APR range 6.100 - 6.500 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term - 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply


*Conforming loan limits listed above are for a single-family owner occupied residence.
Courtesy of The Harriman Team

Mortgage Rate Update

Friday, June 6th, 2008

All rate quotes are for a 60-day lock with 0 points

Conforming limits are up to a $417,000 loan limit*


30 yr conforming fixed: rate = 6.250% APR = 6.344%

15 yr conforming fixed: rate = 5.750% APR = 5.863%

7/1 yr conforming ARM: rate = 5.875% APR = 6.231%

5/1 yr conforming ARM: rate = 5.625% APR = 5.882%

3/1 yr conforming ARM: rate = 6.125% APR = 6.337%

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Jumbo loan limits range from $417,001 to $650,000*

30 yr jumbo fixed: rate = 6.500% APR = 6.798%

15 yr jumbo fixed: rate = 6.000% APR = 6.328%

7/1 yr jumbo ARM: rate = **** APR = ****

5/1 yr jumbo ARM: rate = **** APR = ****

3/1 yr jumbo ARM: rate = **** APR = ****

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CHFA (Connecticut Housing Finance Authority) rates for the week of June 6 -12, 2008:

Homebuyer Mortgage Plan:
Interest rate: 5.875 % (APR range 5.975 - 6.375 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term - 30 years, fixed rate

Downpayment Assistance Program (DAP)
(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)

Interest rate: 5.875 % (APR range 5.975 - 6.375 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term - 30 years, fixed rate

(NOTE: If at any time the interest rate for the Homebuyer Mortgage Program exceeds 6%, the DAP interest rate will be capped at 6%.)

* Additional fees may apply


*Conforming loan limits listed above are for a single-family owner occupied residence.
Courtesy of The Harriman Team

Lovely 2BR Southington Condo

ONE YEAR'S CONDO FEES PAID AT CLOSING! This lovely first floor ranch style condo shows very nicely with new flooring and updated kitchen with new stainless steel appliances. It is one of the few units at this complex with a garage. Don't miss this one!

Great Starter Home!

Affordable four bedroom Cape with one and a half baths. Home features large eat-in kitchen with pass through to living room, two bedrooms on first floor and two bedrooms on second floor. Updates include new windows and furnace. Hardwood under carpets. Close to shopping and highway.