Beautifully renovated cape in South Farms! Remodeled baths and kitchen with custom cherry cabinets, center island and more. Newer furnace, oil tank, roof, gutters, windows and appliances. Master bedroom has three closets! Wheelchair accessible. Welcome home! Owner/agent.
Tuesday, August 26, 2008
Remodeled Middletown 3BR Cape
Saturday, August 23, 2008
Mortgage Rate Update
Sunday, August 24th, 2008
All rate quotes are for a 60-day lock with 0 points
Conforming limits are up to a $417,000 loan limit*
30 yr conforming fixed: rate = 6.375% APR = 6.562%
15 yr conforming fixed: rate = 5.875% APR = 6.141%
7/1 yr conforming ARM: rate = 6.125% APR = 6.358%
5/1 yr conforming ARM: rate = 5.875% APR = 6.013%
30 yr FHA Fixed : rate = 6.500% APR = 6.641%
30 yr CHFA w/ 1 pt : rate = 5.750% APR = 6.286%
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Jumbo loan limits range from $417,001 to $1,000,000*
30 yr jumbo fixed: rate = 6.625% APR = 6.860%
15 yr jumbo fixed: rate = 6.125% APR = 6.338%
7/1 yr jumbo ARM: rate = **** APR = ****
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CHFA (Connecticut Housing Finance Authority) rates for the week of July 14 - 20, 2008:
Homebuyer Mortgage Plan:
Interest rate: 5.750 % (APR range 5.850 - 6.250 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term - 30 years, fixed rate
Downpayment Assistance Program (DAP)
(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)
Interest rate: 5.750 % (APR range 5.850 - 6.250 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term - 30 years, fixed rate
* Additional fees may apply
*Conforming loan limits listed above are for a single-family owner occupied residence.
Courtesy of The Harriman Team and William Raveis Mortgage
*All rates are subject to change. Minimum down payment and credit score requirements may apply.
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Thursday, August 21, 2008
Wallingford Enacts Hybrid/High Mileage Vehicle Exemption
In a much anticipated move sure to please hybrid car owners, Wallingford has recently approved a tax exemption in the amount of $5,000 for hybrid and high mileage passenger vehicles. The ordinance will be effective starting with the October 1st Grand List and will end on July 1, 2010.
For the purposes of this exemption, a hybrid vehicle must have been purchased on or after 10/01/04 and before 10/01/08; it must have an EPA mileage rating of at least 40 mpg that draws accelleration energy from two onboard sources of stored energy which are both an internal combustion or heat engine which uses combustible fuel, and a rechargeable energy storage system that is certified to meet or exceed the Tier 2 Bin 5 low emission vehicle classification. A high mileage motor vehicle must have been purchased on or after 01/01/08 and before 07/01/10 and have an EPA mileage rating of 40 mpg or higher. Motorcycles and scooters are not eligible for the exemption.
A one time application must be submitted to the town Assessor's office for every hybrid or high mileage vehicle purchased. The applicant must provide proof of ownership and purchase date documentation for each vehicle, and should also provide documentation indicating that the vehicle qualifies for the exemption. This information can be obtained from the EPA's web site, http://www.fueleconomy.gov.
In order to be included in the regular motor vehicle Grand List, an application must be submitted on or before 12/31/08; for the supplemental Grand list the application must be submitted within 30 days of the purchase date of the vehicle.
For more information regarding the exemption, please contact the Assessor's office at (203)294-2001.
For more information about hybrid vehicles, check out these links:
Hybrid vehicle Wikipedia entry
HybridCars.com
Hybrid Car Buying Guides
Hybrid Car Timeline
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Sunday, August 3, 2008
Mortgage Rate Update
Sunday, August 3rd, 2008
All rate quotes are for a 60-day lock with 0 points
Conforming limits are up to a $417,000 loan limit*
30 yr conforming fixed: rate = 6.500% APR = 6.740%
15 yr conforming fixed: rate = 6.000% APR = 6.249%
7/1 yr conforming ARM: rate = 6.125% APR = 6.358%
5/1 yr conforming ARM: rate = 5.875% APR = 6.013%
30 yr FHA Fixed : rate = 6.500% APR = 6.641%
30 yr CHFA w/ 1 pt : rate = 5.875% APR = 6.022%
-----------------------------------------------------------
Jumbo loan limits range from $417,001 to $650,000*
30 yr jumbo fixed: rate = 6.750% APR = 6.942%
15 yr jumbo fixed: rate = 6.375% APR = 6.580%
7/1 yr jumbo ARM: rate = **** APR = ****
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CHFA (Connecticut Housing Finance Authority) rates for the week of July 14 - 20, 2008:
Homebuyer Mortgage Plan:
Interest rate: 5.875 % (APR range 5.975 - 6.375 %)
Fees: Up to One Point (1% Origination Fee) * Payable to Lender
Term - 30 years, fixed rate
Downpayment Assistance Program (DAP)
(Rate listed is for DAP loans with Homebuyer Mortgage Program financing.)
Interest rate: 5.875 % (APR range 5.975 - 6.375 %)
Fees: Up to $200 Application Fee * Payable to Lender
Term - 30 years, fixed rate
* Additional fees may apply
*Conforming loan limits listed above are for a single-family owner occupied residence.
Courtesy of The Harriman Team and William Raveis Mortgage
*All rates are subject to change. Minimum down payment and credit score requirements may apply.
Saturday, August 2, 2008
Must See Madison Raised Ranch
Don't miss this 9 year young raised ranch in the sought after Twin Pines neighborhood. Home has a great open floor plan. Updates include new laminate floors & carpeting. Square footage includes lower level. Deck overlooks large lot & fish pond. Subject to sellers finding housing. 24 hours notice for showings, please.
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